Own a Home
Do I Qualify for the Program?
If you meet all the qualifications below, check out the next section to see if you can apply.
1) Meet the Family Selection Income Guidelines.
*set according to HUD income guidelines for Boston 2010.
Generally speaking, Habitat partner families fall into the following income ranges. Please note these are estimates and actual amounts may vary depending on the jurisdiction in which the home exists.
| Family Size | Minimum Income | Maximum Income |
|---|---|---|
| 1 | $32,000 | $45,100 |
| 2 | $35,000 | $51,550 |
| 3 | $40,000 | $58,000 |
| 4 | $45,000 | $64,400 |
| 5 | $48,000 | $69,600 |
| 6 | $52,000 | $74,750 |
| 7 | $55,000 | $79,900 |
| 8 | $60,000 | $85,050 |
2) Have lived or worked in our service area for over one year.
Click to view our Service Area Map
3) Have good credit, no felony convictions and no more than one conviction for a misdemeanor.
Who Can Apply?
If you meet all the qualifications listed above, you should also demonstrate:
Need: Current housing is substandard or inadequate, overcrowded, too expensive, unsafe, or family income is insufficient to afford a conventional mortgage.
Ability to Pay: Secure employment, good credit, legal residency, and able to afford 0% mortgage payments to Habitat.
Willingness to Partner: Family agrees to work with Habitat and our volunteers for at least 300 hours building Habitat homes or working in our office.
A full course of 10 homeownership classes is required, which is taught by volunteers in the fields of finance, law, and construction.
Topics Include:
• Financial Management and Budgeting
• Banking and Credit
• Condominium Association Management
• Foreclosure Prevention
• Estate Planning
• Legal Rights and Responsibilities of Homeownership
Get an Application for the Program
Habitat Greater Boston is now selecting families for 2, 3, and 4 bedroom homes. If you meet the eligibility requirements and are interested in owning an affordable home in Boston, we encourage you to apply today!
• Download an application online
• Request an application by mail at (617) 423-2223
• Download a flier for families and help Habitat spread the word! Hang up fliers anywhere eligible families who could benefit from the Habitat program may be looking. ie; the gym, church, office, school, or grocery store.
Please mail all completed applications with required documentation to:
Habitat for Humanity Greater Boston
240 Commercial Street, 4th Floor
Boston, MA 02109