Own a Home
How Do I Qualify for the Program?
1) Have lived or worked in our service area for the past 12 months or more.
Click to view our Service Area Map
2) Meet the following Income guidelines.
Generally speaking, Habitat partner families fall into the following income ranges (set according to HUD income guidelines for Boston 2014). Please note these are estimates and actual amounts may vary depending on the jurisdiction in which the home exists.
|Family Size||Minimum Income||80% Area Median Income|
3) Have good credit, legal residency, no felony convictions and no more than one conviction for a misdemeanor.
Once we verify that your family meets all the qualifications listed above, your application will be evaluated based on three main areas:
Need: Current housing is substandard or inadequate (overcrowded, too expensive or unsafe)
or family income is insufficient to afford a conventional mortgage.
Ability to Pay: Secure employment, good credit, legal residency, and able to afford 0% mortgage payments to Habitat.
Willingness to Partner: Family agrees to work with Habitat and our volunteers for at least 300 hours building Habitat homes or working in our ReStore or office.
Families must also agree to participate in a full course of 10 homeownership classes, which are taught by volunteers in the fields of finance, law, and construction.
• Financial Management and Budgeting
• Banking and Credit
• Condominium Association Management
• Foreclosure Prevention
• Estate Planning
• Legal Rights and Responsibilities of Homeownership
Get an Application for the Program
Habitat Greater Boston is currently selecting families for 3 bedroom homes. If you meet the eligibility requirements and are interested in owning an affordable home in Boston, we encourage you to apply today!
Please mail all completed applications with required documentation to:
Habitat for Humanity Greater Boston
240 Commercial Street, 4th Floor
Boston, MA 02109