How to Apply
Habitat Greater Boston is not currently accepting applications for our homeownership program. To be notified once applications are available, click here.
Call For Inquiry
Our Mailing Address
240 Commercial Street, 4th Floor
Boston, MA 02109
Once available, check back here to download an application, or,
email email@example.com or call (617) 423-2223 to request an application by mail.
Your application will be evaluated based on three main areas:
- Need: Current housing is substandard or inadequate (overcrowded, too expensive or unsafe)
or family income is insufficient to afford a conventional mortgage.
- Ability to Pay: Secure employment, good credit, legal residency, and able to make affordable mortgage payments.
- Willingness to Partner: Family agrees to work with Habitat and our volunteers for at least 300 hours (two-parent family) or 250 hours (single-parent family) building Habitat homes or working in our ReStore.
You may receive a home visit from volunteer members of our Family Selection Committee.
If you are selected for a Habitat home, you will then begin your 250-300 hours of sweat equity and take your ten homeownership classes. Class topics include financial management and budgeting, foreclosure prevention, estate planning, legal rights and responsibilities of homeownership, and more. When your home is finished and you have completed all the foregoing requirements, Habitat will help you obtain affordable financing to pay for it over 20-30 years.
Frequently Asked Questions
How long does it take from the time I apply for a home until I close and move in?
What is the sweat equity requirement?
Single-parent families are required to invest 250 hours of sweat equity and two-parent families are required to invest 300 hours working on their future home or the homes of other Habitat families or volunteering at the Habitat ReStore or in the office. Families are supervised by Habitat’s trained site staff and work side-by-side with other volunteers.
When do I perform the sweat equity?
You may begin the sweat equity after you have been chosen as a partner family by the Family Selection Committee and Board of Directors. The hours must be completed before you can move into your new Habitat home.
Can friends and other groups help me meet the 250-300 hours of sweat equity?
No. Sweat equity must be completed by members (18 years or older) of the family who will be living in the home. It helps families develop a sense of pride in homeownership and learn important building and home maintenance skills. However, we recognize the additional commitment from a single-parent household, which is why the required hours are reduced in such circumstances. In addition, sweat equity provides an opportunity for interaction with other partner families, Habitat staff, and volunteers.
Are there income guidelines for the homeownership program?
|Family Size||Minimum Income
Can I choose where I want my house to be? Can I switch to another Habitat home after I am selected?
Can I rent out or sublet my Habitat house?
Can I run a day care or other business out of my home?
If I lose my job, will I lose my home?
I applied to Habitat in the past and my application was rejected. Can I apply again?
If I’ve already taken a first time homebuyer class, do I still need to take Habitat’s classes?
I still have questions!
Don’t hesitate to contact the Family Services Manager Mary Gregory with any further questions by email at firstname.lastname@example.org or by phone at 617-423-2223 ext. 17. Thank you for your interest in partnering with us!